With the popularity of the independent website market in recent years,，and the tightening of platform e-commerce rules，Changes in the business environment have made independent websites a necessary choice for cross-border sellers。The layout of an independent station usually has three important nodes:，Right now：Build a website、drainage、Collection。
For sellers，In the past two years, with the technical breakthroughs in the SAAS website building system,，You can set up an independent website in just a few minutes；Promotion and traffic can also be done through Facebook、Google and other social media have developed their own style of play；As the last link of cross-border e-commerce independent station，Collection must be a top priority，It is also the “worry” of many independent website sellers.，Because no one wants their performance to be wasted in the collection process.。PayPal is one of the main payment methods for cross-border trade.，It has also become the preferred payment channel for independent website sellers.。
Today we mainly talk about，Some things you need to pay attention to when receiving money through PayPal、Some risks you may encounter、and corresponding solutions。
one：First, after we register a PayPal account，To be authenticated，Why do you need certification?
Impact 1：Without certification，Monthly withdrawals will be limited to US$100,000。
Impact 2：Without certification，The PayPal risk control system will mark the account as a high-risk account，May trigger PayPal review mechanism，The account may even be permanently frozen。
Therefore, it is strongly recommended to verify the account，The certification process is shown in the figure：
Ps：When authenticating a bank card，It doesn’t have to be a company credit card，The account holder’s credit card will also work。Among them, the 4-digit verification code mentioned in "Generate Code" in the second method of verifying the bank card，It will be reflected on the bank statement of the next month.。
two：Why has my PayPal account been verified?，Will the payment still be frozen?
All new accounts will be frozen，It’s just PayPal to prevent merchants from not shipping goods.、Send fake goods、virtual delivery，Make sure that the funds in the merchant's account can cope with the amount of subsequent buyer cancellations and refunds.。
Ps：If you don’t operate the account after receiving the money，It will be automatically unfrozen after 21 days (the funds are gradually unfrozen one by one)，instead of unfreezing)。
three：Is there any other way to defrost it besides waiting for 21 days?
method 1：There will be a "Confirm receipt" button in the buyer's account，After the buyer clicks, the corresponding funds will be unfrozen.。
Method 2：after every transaction，Once the goods are shipped, I will upload the order number immediately.，Many logistics channels have the function of synchronizing orders。When PayPal queries the corresponding logistics order number，After discovering that this order has been delivered,，Funds can be unfrozen the next day。
In addition, new accounts within the previous month，If the performance is good，Not too many chargebacks，Basically, these operations of freezing funds will be canceled after one month.，In other words, the money will arrive immediately.。
Therefore, during the initial operation of the new account，There must be strict control。
Four：After buyer pays，What should I do if I apply for a refund?
21within days，Both buyers and sellers can negotiate and communicate，If neither party escalates the incident，The refund dispute will automatically end，will not have any impact。
If communication fails, the dispute can be upgraded to a compensation application.，Then PayPal will get involved (the buyer and seller need to obtain evidence，provide materials)，PayPal will make the final judgment。
five：PayPal triggers review restrictions，How many levels are there?
Grade 1：There are no restrictions on the account，Able to collect payment、able to pay，But you will receive a warning in the notification bar，Need to provide materials for appeal。
Level 2：Account is restricted from withdrawing money，Can't pay out，But I can collect money in。
Level 3：Cannot collect or make payments，But other operations are possible。
Level 4：180permanently frozen within，at this stage，There is no chance even if you provide materials to prove your innocence.。
six：What situations might trigger an audit?
(1) Fraud risk review：It means that PayPal suspects that you registered with a virtual identity.，And they didn’t deliver the goods after taking the money.、Received money and sent fake goods。
(2) Credit risk review：For example, if you receive a million dollars，But your inventory is not enough to handle the one million collection.，So some funds need to be frozen，Ensure that follow-up responses can be made。PayPal will send you an email first to communicate，Then a warning will be issued for restrictions (you can receive money but cannot withdraw money)，Provide supplier and inventory information，and purchase receipt。
(3) Brand risk review：For example, infringement (product description、Picture design)、Contraband、Complaints (the greatest possibility of triggering brand risk)。
Ps：There are two ways to solve brand risk，One is to provide a brand authorization letter；The other is when there is no serious situation，Remove all previously infringing products from the shelves，Then reply to PayPal，In this case, it is possible to continue to use this PayPal account in the future.。
seven：What information do I need to provide after being restricted? How to reduce the possibility of being audited?
Ps：Since PayPal’s rules and terms are subject to changes from time to time，So if you encounter some difficult problems,，You can use PayPal official website，Contact customer service for resolution。
